Credit cards and savings accounts for expats in the Netherlands, compared
15 credit cards and 18 savings accounts, side by side on cost, the BKR credit check and income requirements.
Highest standard savings rate today
2.60% at Scalable Capital CashScalable Capital Cash
Scalable Capital · savings account · per year, before any promotion
Every rate we trackCredit cards
See all 15 credit cards| Card | Monthly fee | Foreign fee | BKR check | Income needed |
|---|---|---|---|---|
Amex Blue CardAmerican Express · Charge card  | €3.00 | 2.50% | Yesnot registerednot re-confirmed | €30,000 a yeargrossnot re-confirmed |
ANWB Visa GoldANWB · Charge card  | €4.33 | 2.00% | Yesnot registerednot re-confirmed | €1,500 a monthnetnot re-confirmed |
ANWB Visa ClassicANWB · Charge card  | €2.50 | 2.00% | Yesnot registerednot re-confirmed | €1,500 a monthnetnot re-confirmed |
Last rate check 29 October 2026.
Savings accounts
See all 18 savings accounts| Account | Interest | Access | Guarantee |
|---|---|---|---|
Welcome SavingsOpenbank  | 3.10%promo for 6 months, then 2.25% | Instant | €100,000ESnot re-confirmed |
Easy Savingsbunq  | 3.01%bonus for new savers; base 1.61% | Instant | €100,000NLnot re-confirmed |
Cash InterestTrade Republic  | 3.00%promo, then 2.00% | Instant | €100,000EUnot re-confirmed |
Highest rate first. Last rate check 29 October 2026.
Ranked for one need
The same live data, ranked around a single requirement.
- Credit Cards Not Registered at BKR in the Netherlands
- Best Travel Credit Cards in the Netherlands
- Best High-Interest Savings Accounts in the Netherlands
- Best Instant-Access Savings Accounts in the Netherlands
- Savings Accounts With No Minimum Deposit in the Netherlands
- Best Savings Accounts With a €100,000 Deposit Guarantee
- Best Fixed-Term Deposit Rates in the Netherlands