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EU ProtectedUpdated 26 April 2026

Easy Savings

by bunq

Interest rate
2.01%APY
Access
Instant
Protection
€100k
2.01
% APY
Best for:DigitalDutch BankFlexible
EU Deposit Guarantee
Protected up to €100,000

Dutch bank with tiered interest: 1.51% base rate, 2.01% bonus on savings above your threshold. Weekly payouts, excellent app, max 2 withdrawals/month.

Rates last verified: 26 April 2026

The verdict

What we like

  • +Up to 2.01% bonus interest above threshold
  • +Weekly interest payments
  • +Excellent mobile app
  • +Dutch bank with €100k guarantee

What to consider

  • -Requires bunq subscription (€2.99+/mo)
  • -Max 2 withdrawals/month
  • -Base rate only 1.51% (below threshold)
  • -Subscription cost eats into returns

Account details

Standard interest rate2.01% APY
Minimum depositNone required
Maximum deposit€100,000
Withdrawal accessInstant access
Deposit protection€100,000 EU guarantee
Earn up to
2.01%
annual interest

You'll need your BSN and valid ID

Quick facts

Provider
bunq
Access time
Instant
Protection
€100k guaranteed
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