bunq
Easy Savings
Interest rate
2.01%APY
Access
Instant
Protection
€100k
Affiliate link — we may earn a commission. Details
Best for:DigitalDutch BankFlexible
EU Deposit Guarantee
Protected up to €100,000
Dutch bank with tiered interest: 1.51% base rate, 2.01% bonus on savings above your threshold. Weekly payouts, excellent app, max 2 withdrawals/month.
Rates last verified: 20 July 2026
The verdict
What we like
- Up to 2.01% bonus interest above threshold
- Weekly interest payments
- Excellent mobile app
- Dutch bank with €100k guarantee
What to consider
- Requires bunq subscription (€2.99+/mo)
- Max 2 withdrawals/month
- Base rate only 1.51% (below threshold)
- Subscription cost eats into returns
Account details
Standard interest rate2.01% APY
Minimum depositNone required
Maximum deposit€100,000
Withdrawal accessInstant access
Deposit protection€100,000 EU guarantee
Earn up to
2.01%
annual interest
Affiliate link — we may earn a commission. Details
You'll need your BSN and valid ID
Quick facts
Provider
bunq
Access time
Instant
Protection
€100k guaranteed
Head to head
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