bunq Easy Savings

Weekly payouts, excellent app, max 2 withdrawals/month.

Best for: Digital, Dutch Bank, Flexible

Standard rate

1.61% a year

Bonus rate

3.01% bonus · New savers earn the bonus rate on all their savings until the first threshold date (1 January or 1 July). Same on every plan, including bunq Free. Interest on up to €100,000 across bunq savings and term deposits together, term deposits first. · Not re-confirmed since 5 October 2026.

Fixed terms and notice accounts from bunq

Separate products: more interest for money you can’t take out when you want.

bunq Term Deposit, 3 months

1.76% · Fixed for the term, €1,000 to €100,000, any personal plan. Leaving early means taking out the whole deposit with no interest and a fee of 1% for each remaining year (a part-year counts as a full year), at most 6%. · Not re-confirmed since 5 October 2026.

bunq Term Deposit, 6 months

1.86% · Fixed for the term, €1,000 to €100,000, any personal plan. Leaving early means taking out the whole deposit with no interest and a fee of 1% for each remaining year (a part-year counts as a full year), at most 6%. · Not re-confirmed since 5 October 2026.

bunq Term Deposit, 12 months

2.11% · Fixed for the term, €1,000 to €100,000, any personal plan. Leaving early means taking out the whole deposit with no interest and a fee of 1% for each remaining year (a part-year counts as a full year), at most 6%. · Not re-confirmed since 5 October 2026.

bunq Term Deposit, 2 years

1.91% · Fixed for the term, €1,000 to €100,000, any personal plan. Leaving early means taking out the whole deposit with no interest and a fee of 1% for each remaining year (a part-year counts as a full year), at most 6%. · Not re-confirmed since 5 October 2026.

In other currencies

Not comparable with euro rates: what you earn can be wiped out by the exchange rate.

USD savings

3.51% · Savings in US dollars: variable, with currency risk against the euro. · Not re-confirmed since 5 October 2026.

GBP savings

3.51% · Savings in pounds: variable, with currency risk against the euro. · Not re-confirmed since 5 October 2026.

Rates other than the standard rate checked on bunq’s own pages on 5 October 2026: source 1, source 2. They change often; check the provider before you open an account.

Minimum deposit

None required

Maximum deposit

€100,000

Withdrawal access

Instant accessNot re-confirmed since 4 October 2026: check with the provider before you apply.

What it is

savings accountNot re-confirmed since 4 October 2026: check with the provider before you apply.

Deposit protection

Up to €100,000 per person per bank, under the Dutch deposit guarantee scheme (De Nederlandsche Bank).Not re-confirmed since 4 October 2026: check with the provider before you apply.

BSN

Required: You can open the account first and add your BSN within 90 days.Not re-confirmed since 4 October 2026: check with the provider before you apply.

The deposit guarantee follows the bank’s licence, not where you live: up to €100,000 per person per bank, under the scheme of the country that licensed it.