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EU ProtectedUpdated 30 August 2026

ASN Bank

ASN Sparen

Interest rate
1.3%APY
Access
Instant
Protection
€100k
Best for:EthicalSustainableDutch Bank
EU Deposit Guarantee
Protected up to €100,000

Major Dutch sustainable bank (formerly de Volksbank). Focuses on social and environmental impact. Now the parent brand after 2025 rebrand, incorporating SNS and RegioBank.

Rates last verified: 30 August 2026

The verdict

What we like

  • Sustainable investment focus
  • Climate-positive bank
  • Now a major Dutch banking group
  • Full €100k guarantee

What to consider

  • Low interest rate (~1.30%)
  • Dutch-only interface mostly
  • Limited product range
  • Undergoing organizational changes (2025-2026 rebrand)

Account details

Standard interest rate1.3% APY
Minimum depositNone required
Maximum depositNo limit
Withdrawal accessInstant access
Deposit protection€100,000 EU guarantee
Earn up to
1.3%
annual interest

You'll need your BSN and valid ID

Quick facts

Provider
ASN Bank
Access time
Instant
Protection
€100k guaranteed
Compare other accounts

Head to head

Compare ASN Sparen

See how ASN Sparen compares head-to-head with other savings accounts expats in the Netherlands consider.

ASN Sparen vs Scalable Capital CashASN Sparen vs BUUT SavingsASN Sparen vs Klarna SavingsASN Sparen vs FCM Bank Savings (via Raisin)ASN Sparen vs Garanti BBVA SavingsASN Sparen vs NIBC Direct Spaarrekening

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