ASN Sparen
by ASN Bank
Interest rate
1.3%APY
Access
Instant
Protection
€100k
1.3
% APY
Best for:EthicalSustainableDutch Bank
EU Deposit Guarantee
Protected up to €100,000
Major Dutch sustainable bank (formerly de Volksbank). Focuses on social and environmental impact. Now the parent brand after 2025 rebrand, incorporating SNS and RegioBank.
Rates last verified: 26 April 2026
The verdict
What we like
- +Sustainable investment focus
- +Climate-positive bank
- +Now a major Dutch banking group
- +Full €100k guarantee
What to consider
- -Low interest rate (~1.30%)
- -Dutch-only interface mostly
- -Limited product range
- -Undergoing organizational changes (2025-2026 rebrand)
Account details
Standard interest rate1.3% APY
Minimum depositNone required
Maximum depositNo limit
Withdrawal accessInstant access
Deposit protection€100,000 EU guarantee
Earn up to
1.3%
annual interest
You'll need your BSN and valid ID
Quick facts
Provider
ASN Bank
Access time
Instant
Protection
€100k guaranteed