ASN Sparen

Major Dutch sustainable bank (formerly de Volksbank). Focuses on social and environmental impact. Now the parent brand after 2025 rebrand, incorporating SNS and RegioBank.

Best for: Ethical, Sustainable, Dutch Bank

Standard rate

1.30% a year, up to €25,000

€25,000 to €100,000

1.20% · On the part of the balance from €25,000 to €100,000. · Not re-confirmed since 5 October 2026.

Above €100,000

1.00% · On the part of the balance above €100,000. · Not re-confirmed since 5 October 2026.

Fixed terms and notice accounts from ASN Bank

Separate products: more interest for money you can’t take out when you want.

ASN Depositosparen, 12 months

2.60% · Fixed for the term (rates from 16 September 2026), one deposit of at least €500 from your ASN Sparen, no top-ups. · Not re-confirmed since 5 October 2026.

ASN Depositosparen, 2 years

2.70% · Fixed for the term (rates from 16 September 2026), one deposit of at least €500 from your ASN Sparen, no top-ups. · Not re-confirmed since 5 October 2026.

ASN Depositosparen, 3 years

2.75% · Fixed for the term (rates from 16 September 2026), one deposit of at least €500 from your ASN Sparen, no top-ups. · Not re-confirmed since 5 October 2026.

ASN Depositosparen, 4 years

2.80% · Fixed for the term (rates from 16 September 2026), one deposit of at least €500 from your ASN Sparen, no top-ups. · Not re-confirmed since 5 October 2026.

ASN Depositosparen, 5 years

2.85% · Fixed for the term (rates from 16 September 2026), one deposit of at least €500 from your ASN Sparen, no top-ups. · Not re-confirmed since 5 October 2026.

ASN Depositosparen, 10 years

3.20% · Fixed for the term (rates from 16 September 2026), one deposit of at least €500 from your ASN Sparen, no top-ups. · Not re-confirmed since 5 October 2026.

Rates other than the standard rate checked on ASN Bank’s own pages on 5 October 2026: source 1, source 2. They change often; check the provider before you open an account.

Minimum deposit

None required

Maximum deposit

No limit

Withdrawal access

Instant accessNot re-confirmed since 4 October 2026: check with the provider before you apply.

What it is

savings accountNot re-confirmed since 4 October 2026: check with the provider before you apply.

Deposit protection

Up to €100,000 per person per bank, under the Dutch deposit guarantee scheme (De Nederlandsche Bank). ASN Bank, SNS, RegioBank and BLG Wonen are one bank: one €100,000 limit across them.Not re-confirmed since 4 October 2026: check with the provider before you apply.

BSN

RequiredNot re-confirmed since 4 October 2026: check with the provider before you apply.

Who can open it

You must live in the Netherlands; with a foreign passport or ID you also need a BRP extract with your BSN and Dutch address. Service in Dutch only.Not re-confirmed since 4 October 2026: check with the provider before you apply.

The deposit guarantee follows the bank’s licence, not where you live: up to €100,000 per person per bank, under the scheme of the country that licensed it.