Skip to content
ASN Bank logo
EU ProtectedUpdated 29 June 2026

ASN Bank

ASN Sparen

Interest rate
1.3%APY
Access
Instant
Protection
€100k
Best for:EthicalSustainableDutch Bank
EU Deposit Guarantee
Protected up to €100,000

Major Dutch sustainable bank (formerly de Volksbank). Focuses on social and environmental impact. Now the parent brand after 2025 rebrand, incorporating SNS and RegioBank.

Rates last verified: 29 June 2026

The verdict

What we like

  • Sustainable investment focus
  • Climate-positive bank
  • Now a major Dutch banking group
  • Full €100k guarantee

What to consider

  • Low interest rate (~1.30%)
  • Dutch-only interface mostly
  • Limited product range
  • Undergoing organizational changes (2025-2026 rebrand)

Account details

Standard interest rate1.3% APY
Minimum depositNone required
Maximum depositNo limit
Withdrawal accessInstant access
Deposit protection€100,000 EU guarantee
Earn up to
1.3%
annual interest

You'll need your BSN and valid ID

Quick facts

Provider
ASN Bank
Access time
Instant
Protection
€100k guaranteed
Compare other accounts

Keep exploring

Other accounts to consider

ING

Oranje Spaarrekening

1.25%
interest

ING savings account integrated with your payment account. Convenient but rate is low at 1.25%. Best for convenience, not returns.

Base rate
1.25%
Access
Instant
Min deposit
None
Guaranteed
€100k

bunq

Easy Savings

2.01%
interest

Dutch bank with tiered interest: 1.51% base rate, 2.01% bonus on savings above your threshold. Weekly payouts, excellent app, max 2 withdrawals/month.

Base rate
2.01%
Access
Instant
Min deposit
None
Guaranteed
€100k

Wise

Wise Interest

1.72%
interest

Earn interest on EUR balance through BlackRock money market fund. Variable rate (~1.57% avg net of 0.26% fee). Best if you already use Wise for international transfers. Not a guaranteed deposit rate.

Base rate
1.72%
Access
Instant
Min deposit
None
Guaranteed
No
View all savings accounts