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EU ProtectedUpdated 28 April 2026

ASN Sparen

by ASN Bank

Interest rate
1.3%APY
Access
Instant
Protection
€100k
1.3
% APY
Best for:EthicalSustainableDutch Bank
EU Deposit Guarantee
Protected up to €100,000

Major Dutch sustainable bank (formerly de Volksbank). Focuses on social and environmental impact. Now the parent brand after 2025 rebrand, incorporating SNS and RegioBank.

Rates last verified: 28 April 2026

The verdict

What we like

  • +Sustainable investment focus
  • +Climate-positive bank
  • +Now a major Dutch banking group
  • +Full €100k guarantee

What to consider

  • -Low interest rate (~1.30%)
  • -Dutch-only interface mostly
  • -Limited product range
  • -Undergoing organizational changes (2025-2026 rebrand)

Account details

Standard interest rate1.3% APY
Minimum depositNone required
Maximum depositNo limit
Withdrawal accessInstant access
Deposit protection€100,000 EU guarantee
Earn up to
1.3%
annual interest

You'll need your BSN and valid ID

Quick facts

Provider
ASN Bank
Access time
Instant
Protection
€100k guaranteed
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