ABN AMRO Savings

Major Dutch bank with excellent English support. Rate is up to 1.45% on Direct Sparen. You get reliability and easy integration if you bank with ABN.

Best for: ABN Customers, Traditional, English Support

Standard rate

1.25% a year, up to €500,000

€500,000 to €1,000,000

1.45% · Balance class €500,000 to €1,000,000. ABN AMRO doesn’t say whether it applies to the whole balance or only that part. · Not re-confirmed since 5 October 2026.

Above €1,000,000

0.00% · No interest above €1,000,000. · Not re-confirmed since 5 October 2026.

Fixed terms and notice accounts from ABN AMRO

Separate products: more interest for money you can’t take out when you want.

ABN AMRO Tijdslot Sparen

1.40% · Variable. Withdrawals must be planned at least 45 days ahead; no earlier withdrawal. No minimum. · Not re-confirmed since 5 October 2026.

ABN AMRO Kwartaal Sparen

1.30% · 0.75% base on every euro plus a 0.55% bonus on money that stays until the end of the calendar quarter (1.30% in total). Withdrawals are free at any time, but money taken out earns only the base rate for that quarter. · Not re-confirmed since 5 October 2026.

ABN AMRO Spaar Deposito, 12 months

2.00% · Fixed for the term, from €500 per deposit, up to €10 million in total. · Not re-confirmed since 5 October 2026.

ABN AMRO Groen Spaar Deposito, 12 months

1.75% · Green deposit: fixed for one year, one deposit of €200 to €950,000, no top-ups and no early withdrawal. · Not re-confirmed since 5 October 2026.

ABN AMRO Spaar Deposito, 2 years

2.15% · Fixed for the term, from €500 per deposit, up to €10 million in total. · Not re-confirmed since 5 October 2026.

ABN AMRO Spaar Deposito, 3 years

2.20% · Fixed for the term, from €500 per deposit, up to €10 million in total. · Not re-confirmed since 5 October 2026.

ABN AMRO Spaar Deposito, 5 years

2.50% · Fixed for the term, from €500 per deposit, up to €10 million in total. · Not re-confirmed since 5 October 2026.

ABN AMRO Spaar Deposito, 10 years

2.90% · Fixed for the term, from €500 per deposit, up to €10 million in total. · Not re-confirmed since 5 October 2026.

Rates other than the standard rate checked on ABN AMRO’s own pages on 5 October 2026: source 1, source 2, source 3, source 4, source 5. They change often; check the provider before you open an account.

Minimum deposit

None required

Maximum deposit

No limit

Withdrawal access

Instant accessNot re-confirmed since 4 October 2026: check with the provider before you apply.

What it is

savings accountNot re-confirmed since 4 October 2026: check with the provider before you apply.

Deposit protection

Up to €100,000 per person per bank, under the Dutch deposit guarantee scheme (De Nederlandsche Bank). One €100,000 limit across ABN AMRO's brands, including MeesPierson, Moneyou and BUUT.Not re-confirmed since 4 October 2026: check with the provider before you apply.

BSN

Required: You can open the required current account without one and add it within 120 days.Not re-confirmed since 4 October 2026: check with the provider before you apply.

Who can open it

Needs an ABN AMRO current account and an official home address in the Netherlands (an RNI registration is not accepted).Not re-confirmed since 4 October 2026: check with the provider before you apply.

The deposit guarantee follows the bank’s licence, not where you live: up to €100,000 per person per bank, under the scheme of the country that licensed it.