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FCM Bank Savings (via Raisin)

FCM Bank · savings account

Open with FCM Bank
Interest per year
1.91%standard rate
Access to your money
Instantwithdraw any day
Deposit guarantee
€100,000not re-confirmed: see account details
Minimum deposit
Noneup to €100,000

Not yet confirmed by our daily rate check, so we don’t rank it. Check the provider’s site before you apply.

Checked against FCM Bank’s own pages on 4 October 2026: interest rate, deposit guarantee; BSN; who can apply. Terms change: check them there before you apply.

About this account

Maltese bank via Raisin offering 1.91% flexible savings. Decent rate with EU protection. Accessible through Raisin platform.

Best for: Raisin Users, Flexible, EU Guarantee

Pros and cons

What we like

  • 1.91% flexible rate
  • EU deposit guarantee (Malta)
  • No minimum deposit
  • Access via Raisin

What to consider

  • Maltese bank (less familiar)
  • Need Raisin account
  • Smaller bank
  • Rate can change

Every rate

Standard rate
1.91% a year

Account details

Minimum deposit
None required
Maximum deposit
€100,000
Withdrawal access
Instant accessNot re-confirmed since 4 October 2026: check with the provider before you apply.
What it is
savings accountNot re-confirmed since 4 October 2026: check with the provider before you apply.
Deposit protection
Up to €100,000 per person per bank, under the Maltese Depositor Compensation Scheme.Not re-confirmed since 4 October 2026: check with the provider before you apply.
BSN
RequiredNot re-confirmed since 4 October 2026: check with the provider before you apply.
Who can open it
Through Raisin: you must live and pay tax in the Netherlands, be 18 or older and not be a US person.Not re-confirmed since 4 October 2026: check with the provider before you apply.

The deposit guarantee follows the bank’s licence, not where you live: up to €100,000 per person per bank, under the scheme of the country that licensed it.

Open with FCM Bank

Other accounts

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Cash InterestTrade RepublicProduct type not re-confirmed
3.00%promo, then 2.00%Instant€100,000EUnot re-confirmed
SpaarrekeningAyvens BankProduct type not re-confirmed
1.85%fixed terms up to 3.10%Instant€100,000NLnot re-confirmed
Flexibel Sparen (via Raisin)BigbankNot yet verifiedProduct type not re-confirmed
2.85%promo for 3 months, then 2.10%Instant€100,000EEnot re-confirmed

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