Ayvens Bank Spaarrekening

Formerly LeasePlan Bank. Dutch-registered bank offering 1.85% with full €100k guarantee. Solid, boring option.

Best for: Dutch Bank, Conservative, Simple

Standard rate

1.85% a year, up to €500,000

Fixed terms and notice accounts from Ayvens Bank

Separate products: more interest for money you can’t take out when you want.

Ayvens Deposito Sparen, 3 months

1.30% · Fixed for the term, from €1,000 per deposit, up to €2,000,000 in total, funded from your Flexibel Sparen. No early withdrawal. · Not re-confirmed since 5 October 2026.

Ayvens Deposito Sparen, 6 months

1.60% · Fixed for the term, from €1,000 per deposit, up to €2,000,000 in total, funded from your Flexibel Sparen. No early withdrawal. · Not re-confirmed since 5 October 2026.

Ayvens Deposito Sparen, 9 months

1.60% · Fixed for the term, from €1,000 per deposit, up to €2,000,000 in total, funded from your Flexibel Sparen. No early withdrawal. · Not re-confirmed since 5 October 2026.

Ayvens Deposito Sparen, 12 months

2.75% · Fixed for the term, from €1,000 per deposit, up to €2,000,000 in total, funded from your Flexibel Sparen. No early withdrawal. · Not re-confirmed since 5 October 2026.

Ayvens Deposito Sparen, 2 years

2.85% · Fixed for the term, from €1,000 per deposit, up to €2,000,000 in total, funded from your Flexibel Sparen. No early withdrawal. · Not re-confirmed since 5 October 2026.

Ayvens Deposito Sparen, 3 years

2.95% · Fixed for the term, from €1,000 per deposit, up to €2,000,000 in total, funded from your Flexibel Sparen. No early withdrawal. · Not re-confirmed since 5 October 2026.

Ayvens Deposito Sparen, 4 years

3.10% · Fixed for the term, from €1,000 per deposit, up to €2,000,000 in total, funded from your Flexibel Sparen. No early withdrawal. · Not re-confirmed since 5 October 2026.

Ayvens Deposito Sparen, 5 years

3.00% · Fixed for the term, from €1,000 per deposit, up to €2,000,000 in total, funded from your Flexibel Sparen. No early withdrawal. · Not re-confirmed since 5 October 2026.

Rates other than the standard rate checked on Ayvens Bank’s own pages on 5 October 2026: source 1, source 2. They change often; check the provider before you open an account.

Minimum deposit

None required

Maximum deposit

No limit

Withdrawal access

Instant accessNot re-confirmed since 4 October 2026: check with the provider before you apply.

What it is

savings accountNot re-confirmed since 4 October 2026: check with the provider before you apply.

Deposit protection

Up to €100,000 per person per bank, under the Dutch deposit guarantee scheme (De Nederlandsche Bank).Not re-confirmed since 4 October 2026: check with the provider before you apply.

BSN

RequiredNot re-confirmed since 4 October 2026: check with the provider before you apply.

Who can open it

Live in the Netherlands, 18 or older, a Dutch current account and Dutch mobile number; a Dutch residence permit is accepted as ID.Not re-confirmed since 4 October 2026: check with the provider before you apply.

The deposit guarantee follows the bank’s licence, not where you live: up to €100,000 per person per bank, under the scheme of the country that licensed it.