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Ayvens Bank logo
EU ProtectedUpdated 27 February 2026

Spaarrekening

by Ayvens Bank

Interest rate
1.85%APY
Access
Instant
Protection
€100k
1.85
% APY
Best for:Dutch BankConservativeSimple
EU Deposit Guarantee
Protected up to €100,000

Formerly LeasePlan Bank. Dutch-registered bank offering 1.85% with full €100k guarantee. Solid, boring option.

The verdict

What we like

  • +Dutch bank with DNB supervision
  • +Full €100k deposit guarantee
  • +No account fees
  • +Straightforward savings

What to consider

  • -Rate not the highest (1.85%)
  • -Basic online interface
  • -Less known brand (rebranded)
  • -No mobile app highlights

Account details

Standard interest rate1.85% APY
Minimum depositNone required
Maximum depositNo limit
Withdrawal accessInstant access
Deposit protection€100,000 EU guarantee
Earn up to
1.85%
annual interest

You'll need your BSN and valid ID

Quick facts

Provider
Ayvens Bank
Access time
Instant
Protection
€100k guaranteed
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