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EU ProtectedUpdated 30 August 2026

Ayvens Bank

Spaarrekening

Interest rate
1.85%APY
Access
Instant
Protection
€100k
Best for:Dutch BankConservativeSimple
EU Deposit Guarantee
Protected up to €100,000

Formerly LeasePlan Bank. Dutch-registered bank offering 1.85% with full €100k guarantee. Solid, boring option.

Rates last verified: 30 August 2026

The verdict

What we like

  • Dutch bank with DNB supervision
  • Full €100k deposit guarantee
  • No account fees
  • Straightforward savings

What to consider

  • Rate not the highest (1.85%)
  • Basic online interface
  • Less known brand (rebranded)
  • No mobile app highlights

Account details

Standard interest rate1.85% APY
Minimum depositNone required
Maximum depositNo limit
Withdrawal accessInstant access
Deposit protection€100,000 EU guarantee
Earn up to
1.85%
annual interest

You'll need your BSN and valid ID

Quick facts

Provider
Ayvens Bank
Access time
Instant
Protection
€100k guaranteed
Compare other accounts

Head to head

Compare Spaarrekening

See how Spaarrekening compares head-to-head with other savings accounts expats in the Netherlands consider.

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