Which Dutch banks and card issuers support Apple Pay and Google Pay, from ING, ABN AMRO and Rabobank to bunq, Revolut, N26, ICS and Amex, how to add a card, and where you can pay with your phone.
ING debit cards work worldwide; ABN AMRO and Rabobank cards are set to Europe until you change them. Maestro against the new Visa and Mastercard debit cards, and what to take as a backup.
Yes, with a US tax number: under FATCA every Dutch bank reports US account holders to the IRS. Who is a US person, why some banks and Raisin refuse them, and what to have ready.
Dutch savings rates follow the ECB’s deposit rate, slowly and only partly. Today’s ECB rate, what DNB found about how much banks pass on, and what you can do instead of waiting.
What Dutch credit card issuers ask of students and newcomers: a minimum income, a Dutch address, and at ABN AMRO a permanent permit or Dutch ID. Who accepts a foreign passport, and what to use until you qualify.
Debit cards work almost everywhere in the Netherlands; credit cards and American Express do not. What Albert Heijn, public transport and Dutch shops accept, and what changed when Maestro went.
How a Dutch joint account (en/of-rekening) works, which banks offer one, including bunq, Revolut and N26, how the deposit guarantee covers it and how it goes in your tax return.
Dutch inflation against today’s savings rates, how to work out the real return on your savings, and how box 3 tax changes the sum. Live rates and CBS’s latest inflation figure.
A credit card registered at BKR lowers what you can borrow for a mortgage: lenders count 2% of the limit every month. Why most Dutch charge cards are not registered, and what to do before you apply.
How a savings account for your child works at ING, ABN AMRO and Rabobank, what you need to open one, why a child’s savings count in your box 3, and how much you can give tax-free in 2026.
Can you keep a Dutch bank account after you move abroad? What ING, ABN AMRO, Rabobank and bunq do with customers abroad, the fees, and how your savings are taxed once you have left.
Savings at Revolut, Trade Republic, N26 or a bank back home count in Dutch box 3 like a Dutch account. How to declare them, what is not pre-filled, and why no tax is taken off the interest.
Which banks work with iDEAL (now iDEAL | Wero) and Tikkie in the Netherlands, including Revolut, N26 and bunq, and what to do if yours does not.
Your salary, rent and direct debits can go to a German, Lithuanian or Belgian IBAN: EU rules forbid IBAN discrimination for euro accounts. What is covered, what is not, and how to report it to DNB.
How the €100,000 deposit guarantee works for savers in the Netherlands, which country covers bunq, Revolut, N26, Trade Republic and Raisin banks, and what is not covered.
Most credit cards in the Netherlands are charge cards: the whole bill is collected each month, with no interest. What that means for BKR, fees and getting one as an expat.
How the Dutch Box 3 wealth tax works in 2026 — deemed returns, tax-free allowances, savings vs investments, and strategies to minimize your tax bill.
Understanding the Dutch BKR credit system — how it works, what gets registered, why it matters for mortgages, and how to build a positive financial profile.
A practical guide to credit card requirements, BKR checks, the best credit card options, and tips for expats trying to get approved in the Netherlands.
Who qualifies for the Dutch 30% ruling in 2026, the salary thresholds and the €78,600 cap, the drop to 27% from 2027, and how your employer applies.
Practical tips for expats to avoid or minimise foreign transaction fees on credit cards, debit cards, and international transfers in the Netherlands.
What the Dutch credit register BKR records, how long entries stay, how to check your own record for free, and how it affects credit cards and mortgages.
Everything you need to know about opening a bank account, getting a BSN, choosing the best bank, and managing your money as an expat in the Netherlands.
Practical strategies for expats to earn more interest on their savings in the Netherlands, from choosing the right account to optimising across multiple banks.
Which banks let you open an account in the Netherlands before you have a BSN (bunq, ABN AMRO, ING, Revolut, N26), and what happens after 90 days.
The cheapest ways to send money abroad from the Netherlands: when your Dutch bank is fine (euros within SEPA) and when Wise, Revolut or OFX cost less.