Bigbank Flexibel Sparen (via Raisin)

Highest standard flexible rate available through Raisin platform at 2.10%. Estonian bank with EU deposit guarantee.

Best for: High Interest, Flexible, Rate Chasers

Standard rate

2.10% a year, up to €250,000

Promotion

2.85% for 3 months, then 2.10%

Above €250,000

0.00% · No interest on the part of the balance above €250,000. · Not re-confirmed since 5 October 2026.

Fixed terms and notice accounts from Bigbank

Separate products: more interest for money you can’t take out when you want.

Bigbank Termijndeposito, 1 to 2 months

2.10% · Fixed for the term, €1,000 to €100,000 per deposit, Dutch residents with a Dutch IBAN. · Not re-confirmed since 5 October 2026.

Bigbank Termijndeposito, 3 to 5 months

2.50% · Fixed for the term, €1,000 to €100,000 per deposit, Dutch residents with a Dutch IBAN. · Not re-confirmed since 5 October 2026.

Bigbank Termijndeposito, 6 to 8 months

2.90% · Fixed for the term, €1,000 to €100,000 per deposit, Dutch residents with a Dutch IBAN. · Not re-confirmed since 5 October 2026.

Bigbank Termijndeposito, 9 to 11 months

3.10% · Fixed for the term, €1,000 to €100,000 per deposit, Dutch residents with a Dutch IBAN. · Not re-confirmed since 5 October 2026.

Bigbank Termijndeposito, 1 to 10 years

3.40% · Fixed for the term, €1,000 to €100,000 per deposit, Dutch residents with a Dutch IBAN. · Not re-confirmed since 5 October 2026.

Rates other than the standard rate checked on Bigbank’s own pages on 5 October 2026: source 1, source 2. They change often; check the provider before you open an account.

Minimum deposit

None required

Maximum deposit

€250,000

Withdrawal access

Instant accessNot re-confirmed since 4 October 2026: check with the provider before you apply.

What it is

savings accountNot re-confirmed since 4 October 2026: check with the provider before you apply.

Deposit protection

Up to €100,000 per person per bank, under the Estonian deposit guarantee fund (Tagatisfond).Not re-confirmed since 4 October 2026: check with the provider before you apply.

BSN

Not stated on Bigbank's public pages.

Who can open it

Sold directly by Bigbank, not through Raisin. You must live in the Netherlands and have a Dutch IBAN to withdraw to.Not re-confirmed since 4 October 2026: check with the provider before you apply.

The deposit guarantee follows the bank’s licence, not where you live: up to €100,000 per person per bank, under the scheme of the country that licensed it.