Klarna
Klarna Savings
Interest rate
1.7%APY
Access
Instant
Protection
€100k
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Best for:DigitalHigh InterestKlarna Users
EU Deposit Guarantee
Protected up to €100,000
Swedish fintech now offering savings with 1.75% interest. Same app you might use for shopping, now with savings rates.
Rates last verified: 28 February 2026
The verdict
What we like
- 1.75% interest rate
- Excellent mobile app
- Swedish bank license
- EU deposit guarantee (Sweden)
What to consider
- Primarily known for payments
- Swedish bank (not Dutch)
- Relatively new savings product
- App focused on shopping features
Account details
Standard interest rate1.7% APY
Minimum depositNone required
Maximum depositNo limit
Withdrawal accessInstant access
Deposit protection€100,000 EU guarantee
Earn up to
1.7%
annual interest
Affiliate link — we may earn a commission. Details
You'll need your BSN and valid ID
Quick facts
Provider
Klarna
Access time
Instant
Protection
€100k guaranteed
Head to head
Compare Klarna Savings
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