EU ProtectedUpdated 26 April 2026

Klarna Savings

by Klarna

Interest rate

1.7%APY

Access

Instant

Protection

€100k

1.7

% APY

Best for:DigitalHigh InterestKlarna Users

EU Deposit Guarantee

Protected up to €100,000

Swedish fintech now offering savings with 1.75% interest. Same app you might use for shopping, now with savings rates.

Rates last verified: 28 February 2026

The verdict

What we like

+1.75% interest rate
+Excellent mobile app
+Swedish bank license
+EU deposit guarantee (Sweden)

What to consider

-Primarily known for payments
-Swedish bank (not Dutch)
-Relatively new savings product
-App focused on shopping features

Account details

Standard interest rate1.7% APY

Minimum depositNone required

Maximum depositNo limit

Withdrawal accessInstant access

Deposit protection€100,000 EU guarantee

Earn up to

1.7%

annual interest

You'll need your BSN and valid ID

Quick facts

Provider

Klarna

Access time

Instant

Protection

€100k guaranteed

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