EU ProtectedUpdated 29 June 2026

Klarna

Klarna Savings

Interest rate

1.7%APY

Access

Instant

Protection

€100k

Affiliate link — we may earn a commission. Details

Best for:DigitalHigh InterestKlarna Users

EU Deposit Guarantee

Protected up to €100,000

Swedish fintech now offering savings with 1.75% interest. Same app you might use for shopping, now with savings rates.

Rates last verified: 28 February 2026

The verdict

What we like

1.75% interest rate
Excellent mobile app
Swedish bank license
EU deposit guarantee (Sweden)

What to consider

Primarily known for payments
Swedish bank (not Dutch)
Relatively new savings product
App focused on shopping features

Account details

Standard interest rate1.7% APY

Minimum depositNone required

Maximum depositNo limit

Withdrawal accessInstant access

Deposit protection€100,000 EU guarantee

Earn up to

1.7%

annual interest

Affiliate link — we may earn a commission. Details

You'll need your BSN and valid ID

Quick facts

Provider

Klarna

Access time

Instant

Protection

€100k guaranteed

Compare other accounts

Keep exploring

Other accounts to consider

N26

Instant Savings

0.3%

interest

German neobank with 0.30% on free plan, up to 2.00% on paid plans. Good app but free tier rate is disappointing compared to competitors.

Base rate

0.3%

Access

Instant

Min deposit

None

Guaranteed

€100k

BUUT (ABN AMRO)

BUUT Savings

1.45%

interest

New neobank launched by ABN AMRO in 2025, built by the Tikkie team. Dutch IBAN with savings tools and budgeting features. Same rates as ABN AMRO Direct Sparen.

Base rate

1.45%

Access

Instant

Min deposit

None

Guaranteed

€100k

ABN AMRO

ABN AMRO Savings

1.45%

interest

Major Dutch bank with excellent English support. Rate is up to 1.45% on Direct Sparen. You get reliability and easy integration if you bank with ABN.

Base rate

1.45%

Access

Instant

Min deposit

None

Guaranteed

€100k

View all savings accounts