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EU ProtectedUpdated 27 February 2026

Klarna Savings

by Klarna

Interest rate
1.75%APY
Access
Instant
Protection
€100k
1.75
% APY
Best for:DigitalHigh InterestKlarna Users
EU Deposit Guarantee
Protected up to €100,000

Swedish fintech now offering savings with 1.75% interest. Same app you might use for shopping, now with savings rates.

The verdict

What we like

  • +1.75% interest rate
  • +Excellent mobile app
  • +Swedish bank license
  • +EU deposit guarantee (Sweden)

What to consider

  • -Primarily known for payments
  • -Swedish bank (not Dutch)
  • -Relatively new savings product
  • -App focused on shopping features

Account details

Standard interest rate1.75% APY
Minimum depositNone required
Maximum depositNo limit
Withdrawal accessInstant access
Deposit protection€100,000 EU guarantee
Earn up to
1.75%
annual interest

You'll need your BSN and valid ID

Quick facts

Provider
Klarna
Access time
Instant
Protection
€100k guaranteed
Compare other accounts

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Scalable Capital Cash

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Access
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Min deposit
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