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Revolut Savings Vault

Revolut · savings account

Interest per year
1.25%up to 2.50% with Revolut Ultra (€65.00/mo)
Access to your money
Instantwithdraw any day
Deposit guarantee
€100,000not re-confirmed: see account details
Minimum deposit
Noneup to €100,000

Rates last verified: 1 November 2026

Checked against Revolut’s own pages on 4 October 2026: interest rate; deposit guarantee, BSN. Terms change: check them there before you apply.

About this account

Up to 2.59% on Ultra plan, 1.74% on Standard plan. Daily interest payments. Great if you already use Revolut for travel.

Best for: Digital, Multi Currency, Revolut Users

Pros and cons

What we like

  • Up to 2.59% (Ultra plan)
  • Daily interest payments
  • Excellent app and UX
  • Multiple currency savings

What to consider

  • Best rate requires expensive Ultra plan
  • Lithuanian banking license
  • Can be confusing with multiple vaults
  • Rate varies by subscription tier

Every rate

Standard rate
1.25% a year, up to €2,500
With Revolut Ultra
2.50% · Ultra plan (€65 a month): 2.5% up to €100,000, then 2%. · Plan costs €65.00 a month. · Not re-confirmed since 5 October 2026.
With Revolut Premium
1.50% · Premium plan (€10.99 a month): 2% up to €2,500, then 1.5% above, instead of 1%. · Not re-confirmed since 5 October 2026.
With Revolut Metal
2.00% · Metal plan (€19.99 a month): 2% on the whole balance. · Not re-confirmed since 5 October 2026.
Above €2,500
1.00% · Standard and Plus (€3.99 a month) plans: 1% on the part of the balance above €2,500. · Not re-confirmed since 5 October 2026.

Rates other than the standard rate checked on Revolut’s own pages on 5 October 2026: source 1. They change often; check the provider before you open an account.

Account details

Minimum deposit
None required
Maximum deposit
€100,000
Withdrawal access
Instant accessNot re-confirmed since 4 October 2026: check with the provider before you apply.
What it is
savings accountNot re-confirmed since 4 October 2026: check with the provider before you apply.
Deposit protection
Up to €100,000 per person per bank, under the Lithuanian deposit guarantee scheme, or the German one when the money is held at Deutsche Bank as trust bank.Not re-confirmed since 4 October 2026: check with the provider before you apply.
BSN
Revolut asks for your tax identification number (TIN).
Who can open it
Only for customers of Revolut Bank UAB's Netherlands branch, with a Revolut current account.Not re-confirmed since 4 October 2026: check with the provider before you apply.

The deposit guarantee follows the bank’s licence, not where you live: up to €100,000 per person per bank, under the scheme of the country that licensed it.

Other accounts

Other savings accounts
AccountInterestAccessGuarantee
ASN SparenASN BankProduct type not re-confirmed
1.30%up to €25,000, then 1.20%Instant€100,000NLnot re-confirmed
ABN AMRO SavingsABN AMROProduct type not re-confirmed
1.25%up to €500,000, then 1.45%Instant€100,000NLnot re-confirmed
Oranje SpaarrekeningINGNot yet verifiedProduct type not re-confirmed
1.25%up to 2.25% with ING Max (€44.99/mo)Instant€100,000NLnot re-confirmed

Where Revolut Savings Vault ranks

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