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EU ProtectedUpdated 27 February 2026

Savings Vault

by Revolut

Interest rate
1.74%APY
Access
Instant
Protection
€100k
1.74
% APY
Best for:DigitalMulti CurrencyRevolut Users
EU Deposit Guarantee
Protected up to €100,000

Up to 2.59% on Ultra plan, 1.74% on Standard plan. Daily interest payments. Great if you already use Revolut for travel.

The verdict

What we like

  • +Up to 2.59% (Ultra plan)
  • +Daily interest payments
  • +Excellent app and UX
  • +Multiple currency savings

What to consider

  • -Best rate requires expensive Ultra plan
  • -Lithuanian banking license
  • -Can be confusing with multiple vaults
  • -Rate varies by subscription tier

Account details

Standard interest rate1.74% APY
Minimum depositNone required
Maximum deposit€100,000
Withdrawal accessInstant access
Deposit protection€100,000 EU guarantee
Earn up to
1.74%
annual interest

You'll need your BSN and valid ID

Quick facts

Provider
Revolut
Access time
Instant
Protection
€100k guaranteed
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