ABN AMRO Savings vs Revolut Savings Vault
Two savings accounts for expats in the Netherlands, figure by figure.
It's very close between ABN AMRO Savings and Revolut Savings Vault.
| Figure | ||
|---|---|---|
| Interest rate | 1.25% | 1.25% (up to 2.50% with Revolut Ultra) |
| Minimum deposit | None | None |
| Access to your money | Instant | Instant |
| Maximum deposit | No limit (better) | €100,000 |
| Deposit guarantee | Up to €100,000 (NL scheme) | Up to €100,000 (LT/DE scheme) |
| Rate check | Verified 29 October 2026 | Verified 29 October 2026 |
Bold marks the better value in a row. Figures are checked daily against provider sources; each product page shows when its figures were last confirmed.
ABN AMRO Savings
What we like
- Major Dutch bank
- Excellent English support
- Integrated with current account
- Full €100k guarantee
What to consider
- Lower interest rate than fintechs
- Requires ABN AMRO account
- Traditional banking experience
- Better rates elsewhere
Revolut Savings Vault
What we like
- Up to 2.59% (Ultra plan)
- Daily interest payments
- Excellent app and UX
- Multiple currency savings
What to consider
- Best rate requires expensive Ultra plan
- Lithuanian banking license
- Can be confusing with multiple vaults
- Rate varies by subscription tier
Questions
Is ABN AMRO Savings or Revolut Savings Vault better for expats in the Netherlands?
ABN AMRO Savings and Revolut Savings Vault are closely matched. ABN AMRO Savings offers 1.25% and Revolut Savings Vault offers 1.25% (up to 2.50% with Revolut Ultra); the right pick depends on whether you prioritise rate, flexibility, or the deposit guarantee.
Which has the higher interest rate, ABN AMRO Savings or Revolut Savings Vault?
Both currently pay the same rate: 1.25%.
Are ABN AMRO Savings and Revolut Savings Vault covered by a deposit guarantee?
ABN AMRO Savings: Up to €100,000 per person per bank, under the Dutch deposit guarantee scheme (De Nederlandsche Bank). One €100,000 limit across ABN AMRO's brands, including MeesPierson, Moneyou and BUUT. Revolut Savings Vault: Up to €100,000 per person per bank, under the Lithuanian deposit guarantee scheme, or the German one when the money is held at Deutsche Bank as trust bank.