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EU ProtectedUpdated 29 June 2026

Scalable Capital

Scalable Capital Cash

Interest rate
2%APY
Access
Instant
Protection
€100k

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Best for:High InterestInvestorsDigital
EU Deposit Guarantee
Protected up to €100,000

Investment platform offering 2.00% on cash balances up to €50,000. German-regulated with EU deposit guarantee. Also offers ETF and stock investing.

Rates last verified: 29 June 2026

The verdict

What we like

  • 2.00% on cash balances
  • German-regulated platform
  • EU deposit guarantee
  • Also offers ETF and stock investing

What to consider

  • Maximum €50,000 for interest
  • Primarily an investment platform
  • German bank (not Dutch)
  • Rate may follow ECB changes

Account details

Standard interest rate2% APY
Minimum depositNone required
Maximum deposit€50,000
Withdrawal accessInstant access
Deposit protection€100,000 EU guarantee
Earn up to
2%
annual interest

Affiliate link — we may earn a commission. Details

You'll need your BSN and valid ID

Quick facts

Provider
Scalable Capital
Access time
Instant
Protection
€100k guaranteed
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