Scalable Capital
Scalable Capital Cash
Interest rate
2%APY
Access
Instant
Protection
€100k
Affiliate link — we may earn a commission. Details
Best for:High InterestInvestorsDigital
EU Deposit Guarantee
Protected up to €100,000
Investment platform offering 2.00% on cash balances up to €50,000. German-regulated with EU deposit guarantee. Also offers ETF and stock investing.
Rates last verified: 29 June 2026
The verdict
What we like
- 2.00% on cash balances
- German-regulated platform
- EU deposit guarantee
- Also offers ETF and stock investing
What to consider
- Maximum €50,000 for interest
- Primarily an investment platform
- German bank (not Dutch)
- Rate may follow ECB changes
Account details
Standard interest rate2% APY
Minimum depositNone required
Maximum deposit€50,000
Withdrawal accessInstant access
Deposit protection€100,000 EU guarantee
Earn up to
2%
annual interest
Affiliate link — we may earn a commission. Details
You'll need your BSN and valid ID
Quick facts
Provider
Scalable Capital
Access time
Instant
Protection
€100k guaranteed
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