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ANWB Visa Gold

ANWB · visa · Charge card

ANWB Visa Gold card
Monthly fee
€4.33€51.95 a year
Foreign transaction fee
2.00%on non-euro spending
BKR check
Yesnot re-confirmed: see requirements
Income needed
€1,500 a monthnot re-confirmed: see requirements

Rates last verified: 1 November 2026

Checked against ANWB’s own pages on 4 October 2026: card type, fee, foreign fee, BKR, income, who can apply. Terms change: check them there before you apply.

About this card

Premium ANWB Visa with 365-day purchase protection and travel insurance. Includes baggage insurance. ANWB membership required.

Charge card: a credit line you repay in full each month. Full balance due within 21 days; spreading repayments ended on 1 October 2024.

Best for: Anwb Members, Travel, Protection

Pros and cons

What we like

  • 365-day purchase protection
  • Travel insurance included
  • Baggage insurance included
  • Apple Pay support

What to consider

  • ANWB membership required
  • 2% foreign transaction fee
  • No rewards program
  • Higher annual fee than Classic

All fees and limits

Monthly fee
€4.33
Fee conditions
Plus ANWB membership, €17.75 a year. 50% off the first year (€25.98) for applications until 31 December 2026.
Foreign transaction fee
2.00%
Credit limit
€1,000 – €5,000
Interest-free period
21 days

Everyday use

Card network
visa
ATM fees
Not specified
Contactless payments
Supported
Apple Pay
Supported
Google Pay
Not supported
Choose your PIN
Yes
Max cards per account
1
Free replacement card
No

Insurance

Purchase protection
Included
Travel insurance
Included
Flight delay insurance
Not included
Baggage insurance
Included
Car rental insurance
Not included
Cancellation insurance
Not included
Medical insurance
Not included
Legal assistance
Not included
Fraud protection
Included
24h helpline
Not available

Requirements

Card type
Charge card: a credit line you repay in full each monthNot re-confirmed since 4 October 2026: check with the provider before you apply.
Minimum income
€1,500 net a month. From work or pension, plus ANWB membership.Not re-confirmed since 4 October 2026: check with the provider before you apply.
BKR checked when you apply
YesNot re-confirmed since 4 October 2026: check with the provider before you apply.
Card registered at BKR
NoNot re-confirmed since 4 October 2026: check with the provider before you apply.
BSN
Not stated by ICS.
Who can apply
ANWB member, 18 or older, living in the Netherlands, no payment arrears in the last 5 years.Not re-confirmed since 4 October 2026: check with the provider before you apply.

How to apply

  1. 1Gather your documentsHave a valid ID or passport and proof of your address in the Netherlands ready, and proof of income (€1,500 net a month. From work or pension, plus ANWB membership.).
  2. 2Start the applicationVisit ANWB's website and fill in the online application form. This typically takes 5–10 minutes.
  3. 3Identity verificationYour identity will be verified. BKR is checked when you apply; the card is not registered at BKR.
  4. 4Receive your cardYour card will be delivered by post. Activate it online or via the app.

Other cards

Other credit cards
CardMonthly feeForeign feeBKR checkIncome needed
Visa World Card GoldICS · Charge cardCard type not re-confirmed
€4.962.00%Yesnot registerednot re-confirmed€1,500 a monthnetnot re-confirmed
Visa World CardICS · Charge cardCard type not re-confirmed
€3.582.00%Yesnot registerednot re-confirmed€1,500 a monthnetnot re-confirmed
MasterCard ClassicICS · Charge cardCard type not re-confirmed
€3.252.00%Yesnot registerednot re-confirmed€1,500 a monthnetnot re-confirmed

Where ANWB Visa Gold ranks

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