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Expat Money

ANWB Visa Gold vs Revolut Card

Two credit cards for expats in the Netherlands, figure by figure.

Revolut Card is the stronger pick for most expats.

  • Monthly fee: €0 vs €4.33/mo
  • Foreign transaction fee: None vs 2.00%
ANWB Visa Gold and Revolut Card compared. The better value in each row is marked.
Figure
Monthly fee€4.33/mo€0 (better)
Foreign transaction fee2.00%None (better)
Card networkvisavisa
Travel insuranceIncluded (better)Not included
Apple PaySupportedSupported
Card typeCharge cardDebit card
Minimum income€1,500 net a month. From work or pension, plus ANWB membership.Not stated by the issuer
BKR checked when you applyYesNot stated
Card registered at BKRNoNot stated
Rate checkVerified 29 October 2026Verified 29 October 2026

Bold marks the better value in a row. Figures are checked daily against provider sources; each product page shows when its figures were last confirmed.

ANWB Visa Gold

What we like

  • 365-day purchase protection
  • Travel insurance included
  • Baggage insurance included
  • Apple Pay support

What to consider

  • ANWB membership required
  • 2% foreign transaction fee
  • No rewards program
  • Higher annual fee than Classic

Revolut Card

What we like

  • No annual fee (Standard plan)
  • Interbank exchange rates
  • Multi-currency accounts
  • Excellent travel features
  • €20 welcome bonus

What to consider

  • Not a true credit card
  • Exchange limits on free tier
  • 2% markup on weekends
  • Customer support can be slow

Questions

Is ANWB Visa Gold or Revolut Card better for expats in the Netherlands?
Revolut Card is the stronger all-round pick for most expats. Monthly fee: €0 vs €4.33/mo
Which card has lower fees abroad, ANWB Visa Gold or Revolut Card?
Revolut Card is cheaper abroad, with a 0% foreign transaction fee.
Do ANWB Visa Gold and Revolut Card check or register you at BKR?
ANWB Visa Gold: BKR is checked when you apply; the card is not registered at BKR. Revolut Card: The issuer doesn’t say whether it checks BKR; it doesn’t say whether the card is registered.