N26 Mastercard vs Revolut Card
Two credit cards for expats in the Netherlands, figure by figure.
Revolut Card is the stronger pick for most expats.
- Foreign transaction fee: None vs 1.70%
| Figure | ||
|---|---|---|
| Monthly fee | €0 | €0 |
| Foreign transaction fee | 1.70% | None (better) |
| Card network | mastercard | visa |
| Travel insurance | Not included | Not included |
| Apple Pay | Supported | Supported |
| Card type | Debit card | Debit card |
| Minimum income | Not stated by the issuer | Not stated by the issuer |
| BKR checked when you apply | Not stated | Not stated |
| Card registered at BKR | Not stated | Not stated |
| Rate check | Not yet verified | Verified 29 October 2026 |
Bold marks the better value in a row. Figures are checked daily against provider sources; each product page shows when its figures were last confirmed.
N26 Mastercard
What we like
- No annual fee
- No fees in eurozone
- Excellent mobile app
- Instant notifications
- Free ATM withdrawals (limited)
What to consider
- Debit card, not true credit
- ATM withdrawal limits on free tier
- 1.7% fee outside eurozone
- No rewards program
Revolut Card
What we like
- No annual fee (Standard plan)
- Interbank exchange rates
- Multi-currency accounts
- Excellent travel features
- €20 welcome bonus
What to consider
- Not a true credit card
- Exchange limits on free tier
- 2% markup on weekends
- Customer support can be slow
Questions
Is N26 Mastercard or Revolut Card better for expats in the Netherlands?
Revolut Card is the stronger all-round pick for most expats. Foreign transaction fee: None vs 1.70%
Which card has lower fees abroad, N26 Mastercard or Revolut Card?
Revolut Card is cheaper abroad, with a 0% foreign transaction fee.
Do N26 Mastercard and Revolut Card check or register you at BKR?
N26 Mastercard: The issuer doesn’t say whether it checks BKR; it doesn’t say whether the card is registered. Revolut Card: The issuer doesn’t say whether it checks BKR; it doesn’t say whether the card is registered.