bunq Credit Card vs Revolut Card
Two credit cards for expats in the Netherlands, figure by figure.
Revolut Card is the stronger pick for most expats.
- Foreign transaction fee: None vs 0.50%
| Figure | ||
|---|---|---|
| Monthly fee | €0 | €0 |
| Foreign transaction fee | 0.50% | None (better) |
| Card network | mastercard | visa |
| Travel insurance | Not included | Not included |
| Apple Pay | Supported | Supported |
| Card type | Debit card | Debit card |
| Minimum income | Not stated by the issuer | Not stated by the issuer |
| BKR checked when you apply | No | Not stated |
| Card registered at BKR | Not stated | Not stated |
| Rate check | Verified 29 October 2026 | Verified 29 October 2026 |
Bold marks the better value in a row. Figures are checked daily against provider sources; each product page shows when its figures were last confirmed.
bunq Credit Card
What we like
- No foreign transaction fees (ZeroFX)
- Excellent mobile app
- Instant notifications
- Create instantly in app
What to consider
- Requires bunq subscription (€2.99-18.99/mo)
- No actual credit line (prepaid)
- Must top up before use
- Lower acceptance than Visa/MC
Revolut Card
What we like
- No annual fee (Standard plan)
- Interbank exchange rates
- Multi-currency accounts
- Excellent travel features
- €20 welcome bonus
What to consider
- Not a true credit card
- Exchange limits on free tier
- 2% markup on weekends
- Customer support can be slow
Questions
Is bunq Credit Card or Revolut Card better for expats in the Netherlands?
Revolut Card is the stronger all-round pick for most expats. Foreign transaction fee: None vs 0.50%
Which card has lower fees abroad, bunq Credit Card or Revolut Card?
Revolut Card is cheaper abroad, with a 0% foreign transaction fee.
Do bunq Credit Card and Revolut Card check or register you at BKR?
bunq Credit Card: BKR is not checked when you apply; it doesn’t say whether the card is registered. Revolut Card: The issuer doesn’t say whether it checks BKR; it doesn’t say whether the card is registered.