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Amex Blue Card

American Express · amex · Charge card

Apply with American Express
Amex Blue Card
Monthly fee
€3.00€36.00 a year
Foreign transaction fee
2.50%on non-euro spending
BKR check
Yesnot re-confirmed: see requirements
Income needed
€30,000 a yearnot re-confirmed: see requirements

Rates last verified: 20 October 2026

Checked against American Express’s own pages on 4 October 2026: card type; fee; foreign fee, BKR; income, who can apply. Terms change: check them there before you apply.

About this card

Entry-level American Express card with basic insurance. 54 interest-free days and both Apple Pay and Google Pay support. Good starting point for Amex.

Charge card: a credit line you repay in full each month. No fixed spending limit; the full balance is due every month.

Best for: First AMEX, Low Cost, Everyday

Pros and cons

What we like

  • 54 interest-free days
  • Apple Pay and Google Pay
  • Basic insurance included
  • Lower fee than Green Card

What to consider

  • 2.5% foreign transaction fee
  • No rewards program
  • Limited Amex acceptance in NL
  • Basic coverage only

All fees and limits

Monthly fee
€3.00
Fee conditions
€0 if you spend at least €3,000 in a membership year, otherwise €35 a year. Amex's application form says the spend waives the following year's fee.
Foreign transaction fee
2.50%
Credit limit
€1,000+
Interest-free period
54 days

Everyday use

Card network
amex
ATM fees
Not specified
Contactless payments
Supported
Apple Pay
Supported
Google Pay
Supported
Choose your PIN
Yes
Max cards per account
1
Free replacement card
No

Insurance

Purchase protection
Included
Travel insurance
Not included
Flight delay insurance
Not included
Baggage insurance
Not included
Car rental insurance
Not included
Cancellation insurance
Not included
Medical insurance
Not included
Legal assistance
Not included
Fraud protection
Included
24h helpline
Not available

Requirements

Card type
Charge card: a credit line you repay in full each monthNot re-confirmed since 4 October 2026: check with the provider before you apply.
Minimum income
€30,000 gross a yearNot re-confirmed since 4 October 2026: check with the provider before you apply.
BKR checked when you apply
YesNot re-confirmed since 4 October 2026: check with the provider before you apply.
Card registered at BKR
NoNot re-confirmed since 4 October 2026: check with the provider before you apply.
BSN
Not stated by American Express.
Who can apply
18 or older, a Dutch home address and no negative BKR registration.Not re-confirmed since 4 October 2026: check with the provider before you apply.
Delivery time
7 business days

How to apply

  1. 1Gather your documentsHave a valid ID or passport and proof of your address in the Netherlands ready, and proof of income (€30,000 gross a year).
  2. 2Start the applicationVisit American Express's website and fill in the online application form. This typically takes 5–10 minutes.
  3. 3Identity verificationYour identity will be verified. BKR is checked when you apply; the card is not registered at BKR.
  4. 4Receive your cardYour card will arrive within 7 business days by post. Activate it online or via the app.
Apply with American Express

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ANWB Visa ClassicANWB · Charge cardCard type not re-confirmed
€2.502.00%Yesnot registerednot re-confirmed€1,500 a monthnetnot re-confirmed

Where Amex Blue Card ranks

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