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ABN AMRO Credit Card

ABN AMRO · mastercard · Charge card

Monthly fee
€2.55€30.60 a year
Foreign transaction fee
2.00%on non-euro spending
BKR check
Yesnot re-confirmed: see requirements
Income needed
€1,500 a monthnot re-confirmed: see requirements

Rates last verified: 1 November 2026

Checked against ABN AMRO’s own pages on 4 October 2026: card type, foreign fee; fee; BKR; income, who can apply. Terms change: check them there before you apply.

About this card

Standard Mastercard for ABN AMRO customers. Good English-language support and easy application if you already bank with ABN.

Charge card: a credit line you repay in full each month. Issued by ICS. The full balance is debited from your ABN AMRO account every month.

Best for: ABN Customers, Expats, Everyday

Pros and cons

What we like

  • Easy if you have ABN AMRO account
  • 180-day purchase protection
  • English portal and support
  • Travel delay insurance

What to consider

  • 2% foreign transaction fee
  • No rewards program
  • Requires €1,500/month net income
  • Must have ABN AMRO account

All fees and limits

Monthly fee
€2.55
Fee conditions
€2.55 a month; an extra card is €1.05 a month.
Foreign transaction fee
2.00%
Credit limit
€1,000 – €2,500
Interest-free period
21 days
Late payment fee
€12

Everyday use

Card network
mastercard
Daily ATM withdrawal limit
€350
ATM fees
€2.50 per withdrawal
Contactless payments
Supported
Apple Pay
Supported
Google Pay
Supported
Choose your PIN
Yes
Max cards per account
1
Free replacement card
No

Insurance

Purchase protection
Included
Purchase protection deductible
€75
Travel insurance
Not included
Flight delay insurance
Included
Baggage insurance
Included
Car rental insurance
Not included
Cancellation insurance
Not included
Medical insurance
Not included
Legal assistance
Not included
Fraud protection
Included
24h helpline
Not available

Requirements

Card type
Charge card: a credit line you repay in full each monthNot re-confirmed since 4 October 2026: check with the provider before you apply.
Minimum income
€1,500 net a month. Or box 3 assets of at least €27,500 in each of the last two years. Not with a WW benefit.Not re-confirmed since 4 October 2026: check with the provider before you apply.
BKR checked when you apply
YesNot re-confirmed since 4 October 2026: check with the provider before you apply.
Card registered at BKR
NoNot re-confirmed since 4 October 2026: check with the provider before you apply.
BSN
Not stated by ABN AMRO.
Who can apply
You must live in the Netherlands and have an ABN AMRO current account. Not available with a temporary residence permit (verblijfsvergunning voor bepaalde tijd).Not re-confirmed since 4 October 2026: check with the provider before you apply.
Delivery time
7 business days

How to apply

  1. 1Gather your documentsHave a valid ID or passport and proof of your address in the Netherlands ready, and proof of income (€1,500 net a month. Or box 3 assets of at least €27,500 in each of the last two years. Not with a WW benefit.).
  2. 2Start the applicationVisit ABN AMRO's website and fill in the online application form. This typically takes 5–10 minutes.
  3. 3Identity verificationYour identity will be verified. BKR is checked when you apply; the card is not registered at BKR.
  4. 4Receive your cardYour card will arrive within 7 business days by post. Activate it online or via the app.

Other cards

Other credit cards
CardMonthly feeForeign feeBKR checkIncome needed
ANWB Visa ClassicANWB · Charge cardCard type not re-confirmed
€2.502.00%Yesnot registerednot re-confirmed€1,500 a monthnetnot re-confirmed
Amex Blue CardAmerican Express · Charge cardCard type not re-confirmed
€3.002.50%Yesnot registerednot re-confirmed€30,000 a yeargrossnot re-confirmed
ING CreditcardING · Charge cardNot yet verifiedCard type not re-confirmed
€2.002.00%Yesnot registerednot re-confirmed€500 a monthnot re-confirmed

Where ABN AMRO Credit Card ranks

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