ABN AMRO Credit Card vs Amex Blue Card
Two credit cards for expats in the Netherlands, figure by figure.
ABN AMRO Credit Card is the stronger pick for most expats.
- Monthly fee: €2.55/mo vs €3.00/mo
- Foreign transaction fee: 2.00% vs 2.50%
| Figure | ||
|---|---|---|
| Monthly fee | €2.55/mo (better) | €3.00/mo |
| Foreign transaction fee | 2.00% (better) | 2.50% |
| Card network | mastercard | amex |
| Travel insurance | Not included | Not included |
| Apple Pay | Supported | Supported |
| Card type | Charge card | Charge card |
| Minimum income | €1,500 net a month. Or box 3 assets of at least €27,500 in each of the last two years. Not with a WW benefit. | €30,000 gross a year |
| BKR checked when you apply | Yes | Yes |
| Card registered at BKR | No | No |
| Rate check | Verified 26 October 2026 | Verified 20 October 2026 |
Bold marks the better value in a row. Figures are checked daily against provider sources; each product page shows when its figures were last confirmed.
ABN AMRO Credit Card
What we like
- Easy if you have ABN AMRO account
- 180-day purchase protection
- English portal and support
- Travel delay insurance
What to consider
- 2% foreign transaction fee
- No rewards program
- Requires €1,500/month net income
- Must have ABN AMRO account
Amex Blue Card
What we like
- 54 interest-free days
- Apple Pay and Google Pay
- Basic insurance included
- Lower fee than Green Card
What to consider
- 2.5% foreign transaction fee
- No rewards program
- Limited Amex acceptance in NL
- Basic coverage only
Questions
Is ABN AMRO Credit Card or Amex Blue Card better for expats in the Netherlands?
ABN AMRO Credit Card is the stronger all-round pick for most expats. Monthly fee: €2.55/mo vs €3.00/mo
Which card has lower fees abroad, ABN AMRO Credit Card or Amex Blue Card?
ABN AMRO Credit Card is cheaper abroad, with a 2.00% foreign transaction fee.
Do ABN AMRO Credit Card and Amex Blue Card check or register you at BKR?
ABN AMRO Credit Card: BKR is checked when you apply; the card is not registered at BKR. Amex Blue Card: BKR is checked when you apply; the card is not registered at BKR.