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Expat Money

ICS Visa World Card Gold vs Revolut Card

Two credit cards for expats in the Netherlands, figure by figure.

Revolut Card is the stronger pick for most expats.

  • Monthly fee: €0 vs €4.96/mo
  • Foreign transaction fee: None vs 2.00%
ICS Visa World Card Gold and Revolut Card compared. The better value in each row is marked.
Figure
Monthly fee€4.96/mo€0 (better)
Foreign transaction fee2.00%None (better)
Card networkvisavisa
Travel insuranceIncluded (better)Not included
Apple PaySupportedSupported
Card typeCharge cardDebit card
Minimum income€1,500 net a monthNot stated by the issuer
BKR checked when you applyYesNot stated
Card registered at BKRNoNot stated
Rate checkVerified 19 October 2026Verified 19 October 2026

Bold marks the better value in a row. Figures are checked daily against provider sources; each product page shows when its figures were last confirmed.

ICS Visa World Card Gold

What we like

  • 365-day purchase protection
  • Travel insurance included
  • Interest on positive balance (bonus 0.5% until May 2026)
  • Higher coverage limits

What to consider

  • 2% foreign transaction fee
  • Higher annual fee than basic card
  • Same credit limit as basic card

Revolut Card

What we like

  • No annual fee (Standard plan)
  • Interbank exchange rates
  • Multi-currency accounts
  • Excellent travel features
  • €20 welcome bonus

What to consider

  • Not a true credit card
  • Exchange limits on free tier
  • 2% markup on weekends
  • Customer support can be slow

Questions

Is ICS Visa World Card Gold or Revolut Card better for expats in the Netherlands?
Revolut Card is the stronger all-round pick for most expats. Monthly fee: €0 vs €4.96/mo
Which card has lower fees abroad, ICS Visa World Card Gold or Revolut Card?
Revolut Card is cheaper abroad, with a 0% foreign transaction fee.
Do ICS Visa World Card Gold and Revolut Card check or register you at BKR?
ICS Visa World Card Gold: BKR is checked when you apply; the card is not registered at BKR. Revolut Card: The issuer doesn’t say whether it checks BKR; it doesn’t say whether the card is registered.