ANWB Visa Gold vs ICS Visa World Card Gold
Two credit cards for expats in the Netherlands, figure by figure.
ANWB Visa Gold is the stronger pick for most expats.
- Monthly fee: €4.33/mo vs €4.96/mo
| Figure | ||
|---|---|---|
| Monthly fee | €4.33/mo (better) | €4.96/mo |
| Foreign transaction fee | 2.00% | 2.00% |
| Card network | visa | visa |
| Travel insurance | Included | Included |
| Apple Pay | Supported | Supported |
| Card type | Charge card | Charge card |
| Minimum income | €1,500 net a month. From work or pension, plus ANWB membership. | €1,500 net a month |
| BKR checked when you apply | Yes | Yes |
| Card registered at BKR | No | No |
| Rate check | Verified 19 October 2026 | Verified 19 October 2026 |
Bold marks the better value in a row. Figures are checked daily against provider sources; each product page shows when its figures were last confirmed.
ANWB Visa Gold
What we like
- 365-day purchase protection
- Travel insurance included
- Baggage insurance included
- Apple Pay support
What to consider
- ANWB membership required
- 2% foreign transaction fee
- No rewards program
- Higher annual fee than Classic
ICS Visa World Card Gold
What we like
- 365-day purchase protection
- Travel insurance included
- Interest on positive balance (bonus 0.5% until May 2026)
- Higher coverage limits
What to consider
- 2% foreign transaction fee
- Higher annual fee than basic card
- Same credit limit as basic card
Questions
Is ANWB Visa Gold or ICS Visa World Card Gold better for expats in the Netherlands?
ANWB Visa Gold is the stronger all-round pick for most expats. Monthly fee: €4.33/mo vs €4.96/mo
Which card has lower fees abroad, ANWB Visa Gold or ICS Visa World Card Gold?
Both charge the same foreign transaction fee: 2.00%.
Do ANWB Visa Gold and ICS Visa World Card Gold check or register you at BKR?
ANWB Visa Gold: BKR is checked when you apply; the card is not registered at BKR. ICS Visa World Card Gold: BKR is checked when you apply; the card is not registered at BKR.