ANWB Visa Classic vs ICS Visa World Card Gold
Two credit cards for expats in the Netherlands, figure by figure.
ICS Visa World Card Gold is the stronger pick for most expats.
- Travel insurance: Included vs Not included
| Figure | ||
|---|---|---|
| Monthly fee | €2.50/mo (better) | €4.96/mo |
| Foreign transaction fee | 2.00% | 2.00% |
| Card network | visa | visa |
| Travel insurance | Not included | Included (better) |
| Apple Pay | Supported | Supported |
| Card type | Charge card | Charge card |
| Minimum income | €1,500 net a month. From work or pension, plus ANWB membership. | €1,500 net a month |
| BKR checked when you apply | Yes | Yes |
| Card registered at BKR | No | No |
| Rate check | Verified 19 October 2026 | Verified 19 October 2026 |
Bold marks the better value in a row. Figures are checked daily against provider sources; each product page shows when its figures were last confirmed.
ANWB Visa Classic
What we like
- 270-day purchase protection
- Low annual fee for Visa
- Apple Pay support
- Fraud insurance included
What to consider
- ANWB membership required
- 2% foreign transaction fee
- No rewards program
- No Google Pay support
ICS Visa World Card Gold
What we like
- 365-day purchase protection
- Travel insurance included
- Interest on positive balance (bonus 0.5% until May 2026)
- Higher coverage limits
What to consider
- 2% foreign transaction fee
- Higher annual fee than basic card
- Same credit limit as basic card
Questions
Is ANWB Visa Classic or ICS Visa World Card Gold better for expats in the Netherlands?
ICS Visa World Card Gold is the stronger all-round pick for most expats. Travel insurance: Included vs Not included
Which card has lower fees abroad, ANWB Visa Classic or ICS Visa World Card Gold?
Both charge the same foreign transaction fee: 2.00%.
Do ANWB Visa Classic and ICS Visa World Card Gold check or register you at BKR?
ANWB Visa Classic: BKR is checked when you apply; the card is not registered at BKR. ICS Visa World Card Gold: BKR is checked when you apply; the card is not registered at BKR.