Skip to content
Triodos Bank logo
EU ProtectedUpdated 27 February 2026

Internet Sparen

by Triodos Bank

Interest rate
1.15%APY
Access
Instant
Protection
€100k
1.15
% APY
Best for:EthicalSustainableImpact Investing
EU Deposit Guarantee
Protected up to €100,000

Sustainable bank investing only in ethical projects. Lower rate (1.15%) is the trade-off for knowing your money funds positive impact.

The verdict

What we like

  • +100% sustainable investments
  • +Transparent about where money goes
  • +B Corp certified bank
  • +Full €100k guarantee

What to consider

  • -Low interest rate (1.15%)
  • -Limited English support
  • -Smaller bank network
  • -Higher ethical standards = lower returns

Account details

Standard interest rate1.15% APY
Minimum depositNone required
Maximum depositNo limit
Withdrawal accessInstant access
Deposit protection€100,000 EU guarantee
Earn up to
1.15%
annual interest

You'll need your BSN and valid ID

Quick facts

Provider
Triodos Bank
Access time
Instant
Protection
€100k guaranteed
Compare other accounts

Other savings accounts to consider

Cash Interest

Trade Republic

2%
interest

German broker offering 2.00% on uninvested cash up to €100,000. No fees, Dutch IBAN available, monthly interest payments.

Base rate
2%
Access
Instant
Min deposit
None
Guaranteed
€100k

Klarna Savings

Klarna

1.75%
interest

Swedish fintech now offering savings with 1.75% interest. Same app you might use for shopping, now with savings rates.

Base rate
1.75%
Access
Instant
Min deposit
None
Guaranteed
€100k

Scalable Capital Cash

Scalable Capital

2%
interest

Investment platform offering 2.00% on cash balances up to €50,000. German-regulated with EU deposit guarantee. Also offers ETF and stock investing.

Base rate
2%
Access
Instant
Min deposit
None
Guaranteed
€100k