Triodos Bank Internet Sparen

Sustainable bank investing only in ethical projects. Lower rate (1.15%) is the trade-off for knowing your money funds positive impact.

Best for: Ethical, Sustainable, Impact Investing

Standard rate

1.15% a year, up to €10,000

€10,000 to €100,000

0.90% · Balance €10,000 to €100,000. Triodos doesn’t say whether it applies to the whole balance or only that part. · Not re-confirmed since 5 October 2026.

Above €100,000

0.80% · Balance from €100,000. · Not re-confirmed since 5 October 2026.

Fixed terms and notice accounts from Triodos Bank

Separate products: more interest for money you can’t take out when you want.

Triodos Spaar Deposito, 3 months

1.60% · Fixed for the term (rates from 2 October 2026), one deposit of €500 to €1,000,000, no top-ups. Needs Triodos Internet Sparen. · Not re-confirmed since 5 October 2026.

Triodos Spaar Deposito, 6 months

2.00% · Fixed for the term (rates from 2 October 2026), one deposit of €500 to €1,000,000, no top-ups. Needs Triodos Internet Sparen. · Not re-confirmed since 5 October 2026.

Triodos Spaar Deposito, 9 months

2.10% · Fixed for the term (rates from 2 October 2026), one deposit of €500 to €1,000,000, no top-ups. Needs Triodos Internet Sparen. · Not re-confirmed since 5 October 2026.

Triodos Spaar Deposito, 12 months

2.35% · Fixed for the term (rates from 2 October 2026), one deposit of €500 to €1,000,000, no top-ups. Needs Triodos Internet Sparen. · Not re-confirmed since 5 October 2026.

Triodos Spaar Deposito, 2 years

2.40% · Fixed for the term (rates from 2 October 2026), one deposit of €500 to €1,000,000, no top-ups. Needs Triodos Internet Sparen. · Not re-confirmed since 5 October 2026.

Triodos Spaar Deposito, 3 years

2.40% · Fixed for the term (rates from 2 October 2026), one deposit of €500 to €1,000,000, no top-ups. Needs Triodos Internet Sparen. · Not re-confirmed since 5 October 2026.

Triodos Spaar Deposito, 4 years

2.40% · Fixed for the term (rates from 2 October 2026), one deposit of €500 to €1,000,000, no top-ups. Needs Triodos Internet Sparen. · Not re-confirmed since 5 October 2026.

Triodos Spaar Deposito, 5 years

2.50% · Fixed for the term (rates from 2 October 2026), one deposit of €500 to €1,000,000, no top-ups. Needs Triodos Internet Sparen. · Not re-confirmed since 5 October 2026.

Triodos Spaar Deposito, 10 years

3.00% · Fixed for the term (rates from 2 October 2026), one deposit of €500 to €1,000,000, no top-ups. Needs Triodos Internet Sparen. · Not re-confirmed since 5 October 2026.

Rates other than the standard rate checked on Triodos Bank’s own pages on 5 October 2026: source 1, source 2, source 3. They change often; check the provider before you open an account.

Minimum deposit

None required

Maximum deposit

No limit

Withdrawal access

Instant accessNot re-confirmed since 4 October 2026: check with the provider before you apply.

What it is

savings accountNot re-confirmed since 4 October 2026: check with the provider before you apply.

Deposit protection

Up to €100,000 per person per bank, under the Dutch deposit guarantee scheme (De Nederlandsche Bank).Not re-confirmed since 4 October 2026: check with the provider before you apply.

BSN

Required: A Dutch BSN.Not re-confirmed since 4 October 2026: check with the provider before you apply.

Who can open it

Live in the Netherlands, 18 or older, with a current account at a Dutch bank. Service in Dutch only.Not re-confirmed since 4 October 2026: check with the provider before you apply.

The deposit guarantee follows the bank’s licence, not where you live: up to €100,000 per person per bank, under the scheme of the country that licensed it.