Wise
Wise Interest
Interest rate
1.72%APY
Access
Instant
Protection
Limited
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Best for:Wise UsersMulti CurrencyFlexible
Earn interest on EUR balance through BlackRock money market fund. Variable rate (~1.57% avg net of 0.26% fee). Best if you already use Wise for international transfers. Not a guaranteed deposit rate.
Rates last verified: 30 August 2026
The verdict
What we like
- Interest paid monthly
- No lock-up period
- Excellent for multi-currency
- Instant access to funds
What to consider
- Not a bank deposit (money market fund)
- Not covered by €100k deposit guarantee
- Rate is variable and net of 0.26% fund fee
- Estonian investor protection only (€20k)
Account details
Standard interest rate1.72% APY
Minimum depositNone required
Maximum depositNo limit
Withdrawal accessInstant access
Deposit protectionLimited protection
Earn up to
1.72%
annual interest
Affiliate link — we may earn a commission. Details
You'll need your BSN and valid ID
Quick facts
Provider
Wise
Access time
Instant
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