American Express
Flying Blue Gold Card
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Mid-tier Flying Blue card with 1 mile per €1 spend. Includes 30 XP points and 5,000 welcome miles. Good for regular KLM travelers.
Rates last verified: 27 February 2026
The verdict
What we like
- 1 mile per €1 (1.5 miles at KLM/AF)
- 5,000 welcome miles
- 30 XP points toward elite status
- Basic travel insurance
What to consider
- €198/year annual fee
- 2.5% foreign transaction fee
- Limited Amex acceptance
- XP points expire if not flying
Financial details
Banking features
Insurance coverage
Requirements
You will typically need: Dutch address, BSN number, valid ID/passport, and proof of income (payslip or employment contract).
How to apply
Gather your documents
Have your BSN number, valid ID or passport, proof of Dutch address, and proof of income (min. €1,667/month) ready.
Start the application
Visit American Express's website and fill in the online application form. This typically takes 5–10 minutes.
Identity verification
Your identity will be verified. No BKR credit check is needed for this card.
Receive your card
Your card will arrive within 7 business days by post. Activate it online or via the app.
Affiliate link — we may earn a commission. Details
Affiliate link — we may earn a commission. Details
You'll need your BSN and proof of income
Quick facts
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