Amex Flying Blue Gold Card vs Amex Flying Blue Platinum Card
Two credit cards for expats in the Netherlands, figure by figure.
Amex Flying Blue Gold Card is the stronger pick for most expats.
- Monthly fee: €16.50/mo vs €55.00/mo
| Figure | ||
|---|---|---|
| Monthly fee | €16.50/mo (better) | €55.00/mo |
| Foreign transaction fee | 2.50% | 2.50% |
| Card network | amex | amex |
| Travel insurance | Included | Included |
| Apple Pay | Supported | Supported |
| Card type | Charge card | Charge card |
| Minimum income | €30,000 gross a year | €30,000 gross a year |
| BKR checked when you apply | Yes | Yes |
| Card registered at BKR | No | No |
| Rate check | Verified 20 October 2026 | Verified 29 October 2026 |
Bold marks the better value in a row. Figures are checked daily against provider sources; each product page shows when its figures were last confirmed.
Amex Flying Blue Gold Card
What we like
- 1 mile per €1 (1.5 miles at KLM/AF)
- 30 XP points toward elite status
- Basic travel insurance
What to consider
- €198/year annual fee
- 2.5% foreign transaction fee
- Limited Amex acceptance
- XP points expire if not flying
Amex Flying Blue Platinum Card
What we like
- 1.5 miles per €1 (2 miles at KLM/AF)
- 60 XP points toward elite status
- Comprehensive travel insurance
What to consider
- High fee (€660/year)
- 2.5% foreign transaction fee
- Best value only for KLM frequent flyers
- Requires €30,000 gross annual income
Questions
Is Amex Flying Blue Gold Card or Amex Flying Blue Platinum Card better for expats in the Netherlands?
Amex Flying Blue Gold Card is the stronger all-round pick for most expats. Monthly fee: €16.50/mo vs €55.00/mo
Which card has lower fees abroad, Amex Flying Blue Gold Card or Amex Flying Blue Platinum Card?
Both charge the same foreign transaction fee: 2.50%.
Do Amex Flying Blue Gold Card and Amex Flying Blue Platinum Card check or register you at BKR?
Amex Flying Blue Gold Card: BKR is checked when you apply; the card is not registered at BKR. Amex Flying Blue Platinum Card: BKR is checked when you apply; the card is not registered at BKR.