- Monthly fee
- €18.75€225.00 a year
- Foreign transaction fee
- 2.00%on non-euro spending
- BKR check
- Yesnot re-confirmed: see requirements
- Income needed
- €1,500 a monthnot re-confirmed: see requirements
About this card
Premium ICS card with AXA travel insurance, 4 Priority Pass lounge visits per year, and airport fast-track passes.
Charge card: a credit line you repay in full each month. Full balance due within 21 days; spreading repayments ended on 1 October 2024.
Best for: Travel, Lounge Access, Premium
Pros and cons
What we like
- 4 Priority Pass lounge visits/year
- 4 airport fast-track passes/year
- Comprehensive AXA travel insurance
- 365-day purchase protection
What to consider
- High annual fee (€225)
- 2% foreign transaction fee
- Limited lounge visits vs Amex
All fees and limits
- Monthly fee
- €18.75
- Foreign transaction fee
- 2.00%
- Credit limit
- €1,000 – €5,000
- Interest-free period
- 21 days
- Late payment fee
- €15
Everyday use
- Card network
- mastercard
- Daily ATM withdrawal limit
- €750
- ATM fees
- 4% (negative balance) or 1% max €1.50 (positive balance)
- Contactless payments
- Supported
- Apple Pay
- Supported
- Google Pay
- Supported
- Choose your PIN
- Yes
- Max cards per account
- 2
- Additional card cost
- €135
- Free replacement card
- Yes
Insurance
- Purchase protection
- Included
- Travel insurance
- Included
- Flight delay insurance
- Included
- Baggage insurance
- Included
- Car rental insurance
- Included
- Cancellation insurance
- Included
- Medical insurance
- Included
- Legal assistance
- Not included
- Fraud protection
- Included
- 24h helpline
- Available
Requirements
- Card type
- Charge card: a credit line you repay in full each month
- Minimum income
- €1,500 net a month
- BKR checked when you apply
- Yes
- Card registered at BKR
- No
- BSN
- Not stated by ICS.
- Who can apply
- 18 or older, living in the Netherlands, no negative BKR registration.
- Delivery time
- 10 business days
How to apply
- 1Gather your documentsHave a valid ID or passport and proof of your address in the Netherlands ready, and proof of income (€1,500 net a month).
- 2Start the applicationVisit ICS's website and fill in the online application form. This typically takes 5–10 minutes.
- 3Identity verificationYour identity will be verified. BKR is checked when you apply; the card is not registered at BKR.
- 4Receive your cardYour card will arrive within 10 business days by post. Activate it online or via the app.
Other cards
| Card | Monthly fee | Foreign fee | BKR check | Income needed |
|---|---|---|---|---|
Gold CardAmerican Express · Charge card  | €20.00 | 2.50% | Yesnot registerednot re-confirmed | €30,000 a yeargrossnot re-confirmed |
Flying Blue Gold CardAmerican Express · Charge card  | €16.50 | 2.50% | Yesnot registerednot re-confirmed | €30,000 a yeargrossnot re-confirmed |
Green CardAmerican Express · Charge card  | €6.50 | 2.50% | Yesnot registerednot re-confirmed | €30,000 a yeargrossnot re-confirmed |