bunq Easy Savings vs Revolut Savings Vault
Two savings accounts for expats in the Netherlands, figure by figure.
bunq Easy Savings is the stronger pick for most expats.
- Interest rate: 1.61%, or 3.01% as a bonus for new savers vs 1.25% (up to 2.50% with Revolut Ultra)
| Figure | ||
|---|---|---|
| Interest rate | 1.61%, or 3.01% as a bonus for new savers (better) | 1.25% (up to 2.50% with Revolut Ultra) |
| Minimum deposit | None | None |
| Access to your money | Instant | Instant |
| Maximum deposit | €100,000 | €100,000 |
| Deposit guarantee | Up to €100,000 (NL scheme) | Up to €100,000 (LT/DE scheme) |
| Rate check | Unverified since 16 October 2026 | Verified 29 October 2026 |
Bold marks the better value in a row. Figures are checked daily against provider sources; each product page shows when its figures were last confirmed.
bunq Easy Savings
What we like
- Up to 2.01% bonus interest above threshold
- Weekly interest payments
- Excellent mobile app
- Dutch bank with €100k guarantee
What to consider
- Requires bunq subscription (€2.99+/mo)
- Max 2 withdrawals/month
- Subscription cost eats into returns
Revolut Savings Vault
What we like
- Up to 2.59% (Ultra plan)
- Daily interest payments
- Excellent app and UX
- Multiple currency savings
What to consider
- Best rate requires expensive Ultra plan
- Lithuanian banking license
- Can be confusing with multiple vaults
- Rate varies by subscription tier
Questions
Is bunq Easy Savings or Revolut Savings Vault better for expats in the Netherlands?
bunq Easy Savings comes out ahead for most expats. Interest rate: 1.61%, or 3.01% as a bonus for new savers vs 1.25% (up to 2.50% with Revolut Ultra)
Which has the higher interest rate, bunq Easy Savings or Revolut Savings Vault?
bunq Easy Savings pays more — 1.61%, or 3.01% as a bonus for new savers versus 1.25% (up to 2.50% with Revolut Ultra).
Are bunq Easy Savings and Revolut Savings Vault covered by a deposit guarantee?
bunq Easy Savings: Up to €100,000 per person per bank, under the Dutch deposit guarantee scheme (De Nederlandsche Bank). Revolut Savings Vault: Up to €100,000 per person per bank, under the Lithuanian deposit guarantee scheme, or the German one when the money is held at Deutsche Bank as trust bank.