ANWB Visa Gold vs Amex Flying Blue Silver Card
Two credit cards for expats in the Netherlands, figure by figure.
ANWB Visa Gold is the stronger pick for most expats.
- Monthly fee: €4.33/mo vs €6.25/mo
- Foreign transaction fee: 2.00% vs 2.50%
| Figure | ||
|---|---|---|
| Monthly fee | €4.33/mo (better) | €6.25/mo |
| Foreign transaction fee | 2.00% (better) | 2.50% |
| Card network | visa | amex |
| Travel insurance | Included | Included |
| Apple Pay | Supported | Supported |
| Card type | Charge card | Charge card |
| Minimum income | €1,500 net a month. From work or pension, plus ANWB membership. | €30,000 gross a year |
| BKR checked when you apply | Yes | Yes |
| Card registered at BKR | No | No |
| Rate check | Verified 20 October 2026 | Verified 20 October 2026 |
Bold marks the better value in a row. Figures are checked daily against provider sources; each product page shows when its figures were last confirmed.
ANWB Visa Gold
What we like
- 365-day purchase protection
- Travel insurance included
- Baggage insurance included
- Apple Pay support
What to consider
- ANWB membership required
- 2% foreign transaction fee
- No rewards program
- Higher annual fee than Classic
Amex Flying Blue Silver Card
What we like
- 15 XP points toward status
- Lower income requirement
What to consider
- Lower earning rate (0.8 miles/€1)
- 2.5% foreign transaction fee
- Minimal travel benefits
- Limited Amex acceptance
Questions
Is ANWB Visa Gold or Amex Flying Blue Silver Card better for expats in the Netherlands?
ANWB Visa Gold is the stronger all-round pick for most expats. Monthly fee: €4.33/mo vs €6.25/mo
Which card has lower fees abroad, ANWB Visa Gold or Amex Flying Blue Silver Card?
ANWB Visa Gold is cheaper abroad, with a 2.00% foreign transaction fee.
Do ANWB Visa Gold and Amex Flying Blue Silver Card check or register you at BKR?
ANWB Visa Gold: BKR is checked when you apply; the card is not registered at BKR. Amex Flying Blue Silver Card: BKR is checked when you apply; the card is not registered at BKR.