Amex Blue Card vs Amex Flying Blue Silver Card
Two credit cards for expats in the Netherlands, figure by figure.
Amex Flying Blue Silver Card is the stronger pick for most expats.
- Travel insurance: Included vs Not included
| Figure | ||
|---|---|---|
| Monthly fee | €3.00/mo (better) | €6.25/mo |
| Foreign transaction fee | 2.50% | 2.50% |
| Card network | amex | amex |
| Travel insurance | Not included | Included (better) |
| Apple Pay | Supported | Supported |
| Card type | Charge card | Charge card |
| Minimum income | €30,000 gross a year | €30,000 gross a year |
| BKR checked when you apply | Yes | Yes |
| Card registered at BKR | No | No |
| Rate check | Verified 19 October 2026 | Verified 19 October 2026 |
Bold marks the better value in a row. Figures are checked daily against provider sources; each product page shows when its figures were last confirmed.
Amex Blue Card
What we like
- 54 interest-free days
- Apple Pay and Google Pay
- Basic insurance included
- Lower fee than Green Card
What to consider
- 2.5% foreign transaction fee
- No rewards program
- Limited Amex acceptance in NL
- Basic coverage only
Amex Flying Blue Silver Card
What we like
- 15 XP points toward status
- Lower income requirement
What to consider
- Lower earning rate (0.8 miles/€1)
- 2.5% foreign transaction fee
- Minimal travel benefits
- Limited Amex acceptance
Questions
Is Amex Blue Card or Amex Flying Blue Silver Card better for expats in the Netherlands?
Amex Flying Blue Silver Card is the stronger all-round pick for most expats. Travel insurance: Included vs Not included
Which card has lower fees abroad, Amex Blue Card or Amex Flying Blue Silver Card?
Both charge the same foreign transaction fee: 2.50%.
Do Amex Blue Card and Amex Flying Blue Silver Card check or register you at BKR?
Amex Blue Card: BKR is checked when you apply; the card is not registered at BKR. Amex Flying Blue Silver Card: BKR is checked when you apply; the card is not registered at BKR.