ABN AMRO Savings vs bunq Easy Savings
Two savings accounts for expats in the Netherlands, figure by figure.
bunq Easy Savings is the stronger pick for most expats.
- Interest rate: 1.61%, or 3.01% as a bonus for new savers vs 1.25%
| Figure | ||
|---|---|---|
| Interest rate | 1.25% | 1.61%, or 3.01% as a bonus for new savers (better) |
| Minimum deposit | None | None |
| Access to your money | Instant | Instant |
| Maximum deposit | No limit (better) | €100,000 |
| Deposit guarantee | Up to €100,000 (NL scheme) | Up to €100,000 (NL scheme) |
| Rate check | Verified 29 October 2026 | Unverified since 16 October 2026 |
Bold marks the better value in a row. Figures are checked daily against provider sources; each product page shows when its figures were last confirmed.
ABN AMRO Savings
What we like
- Major Dutch bank
- Excellent English support
- Integrated with current account
- Full €100k guarantee
What to consider
- Lower interest rate than fintechs
- Requires ABN AMRO account
- Traditional banking experience
- Better rates elsewhere
bunq Easy Savings
What we like
- Up to 2.01% bonus interest above threshold
- Weekly interest payments
- Excellent mobile app
- Dutch bank with €100k guarantee
What to consider
- Requires bunq subscription (€2.99+/mo)
- Max 2 withdrawals/month
- Subscription cost eats into returns
Questions
Is ABN AMRO Savings or bunq Easy Savings better for expats in the Netherlands?
bunq Easy Savings comes out ahead for most expats. Interest rate: 1.61%, or 3.01% as a bonus for new savers vs 1.25%
Which has the higher interest rate, ABN AMRO Savings or bunq Easy Savings?
bunq Easy Savings pays more — 1.61%, or 3.01% as a bonus for new savers versus 1.25%.
Are ABN AMRO Savings and bunq Easy Savings covered by a deposit guarantee?
ABN AMRO Savings: Up to €100,000 per person per bank, under the Dutch deposit guarantee scheme (De Nederlandsche Bank). One €100,000 limit across ABN AMRO's brands, including MeesPierson, Moneyou and BUUT. bunq Easy Savings: Up to €100,000 per person per bank, under the Dutch deposit guarantee scheme (De Nederlandsche Bank).