NIBC Direct Spaarrekening
by NIBC Direct
Interest rate
1.45%APY
Access
Instant
Protection
€100k
1.45
% APY
Best for:High InterestDutch BankSimple
EU Deposit Guarantee
Protected up to €100,000
Dutch bank offering 1.45% with no strings attached. Simple online-only savings. Often overlooked but solid choice for rate-seekers.
The verdict
What we like
- +1.45% standard rate
- +Dutch bank with DNB supervision
- +No minimum deposit
- +Full €100k guarantee
What to consider
- -Online-only (no branches)
- -Less known brand
- -Basic online interface
- -No mobile app
Account details
Standard interest rate1.45% APY
Minimum depositNone required
Maximum depositNo limit
Withdrawal accessInstant access
Deposit protection€100,000 EU guarantee
Earn up to
1.45%
annual interest
You'll need your BSN and valid ID
Quick facts
Provider
NIBC Direct
Access time
Instant
Protection
€100k guaranteed