Amex Blue Card vs Amex Platinum Card
Two credit cards for expats in the Netherlands, figure by figure.
Amex Blue Card is the stronger pick for most expats.
- Monthly fee: €3.00/mo vs €75.00/mo
| Figure | ||
|---|---|---|
| Monthly fee | €3.00/mo (better) | €75.00/mo |
| Foreign transaction fee | 2.50% | 2.50% |
| Card network | amex | amex |
| Travel insurance | Not included | Included (better) |
| Apple Pay | Supported | Supported |
| Card type | Charge card | Charge card |
| Minimum income | €30,000 gross a year | €30,000 gross a year |
| BKR checked when you apply | Yes | Yes |
| Card registered at BKR | No | No |
| Rate check | Verified 19 October 2026 | Verified 19 October 2026 |
Bold marks the better value in a row. Figures are checked daily against provider sources; each product page shows when its figures were last confirmed.
Amex Blue Card
What we like
- 54 interest-free days
- Apple Pay and Google Pay
- Basic insurance included
- Lower fee than Green Card
What to consider
- 2.5% foreign transaction fee
- No rewards program
- Limited Amex acceptance in NL
- Basic coverage only
Amex Platinum Card
What we like
- Unlimited Priority Pass lounge access + 1 guest
- Free Privium Plus membership (Schiphol fast-track)
- €300/year dining credit at 100+ restaurants
- Centurion Lounge access (Schiphol opening 2026)
What to consider
- Very high fee (€780/year)
- 2.5% foreign transaction fee
- Not accepted everywhere in Netherlands
- Requires €36,000 gross annual income
Questions
Is Amex Blue Card or Amex Platinum Card better for expats in the Netherlands?
Amex Blue Card is the stronger all-round pick for most expats. Monthly fee: €3.00/mo vs €75.00/mo
Which card has lower fees abroad, Amex Blue Card or Amex Platinum Card?
Both charge the same foreign transaction fee: 2.50%.
Do Amex Blue Card and Amex Platinum Card check or register you at BKR?
Amex Blue Card: BKR is checked when you apply; the card is not registered at BKR. Amex Platinum Card: BKR is checked when you apply; the card is not registered at BKR.